Understand Your Legal Rights - Financial Debt Collection Agency in Scotland

Lots of individuals find pursuing debt hard but failing to do this can lead to cashflow issues or worse for businesses.

Debt Recovery Solicitors City Centre Glasgow

If you're owed money and pursuing it is wasting time and swallowing your tools, let us help. In the current climate, many smaller businesses have money tied up in loans that were outstanding. Often this has dire effects for money flow and thus for the companies long term prognosis.

Earning debt from Scotland is simple -- at least in concept. Our debt recovery lawyers will help you :

Offering your creditors a letter notifying them of the amount, demanding payment and telling them that action will be removed if they don't make payment as requested. The majority of debtors invest at this point.

When it doesn't work, we will begin legal proceedings together with your consent.

In case the claim isn't disputed, we will take all steps to apply the debt.

In the event the claim is disputed, we'll proceed to litigation for your benefit.

At all stages of this procedure we'll keep you informed. If you are having trouble with debtors, then we can help.

Retrieval of outstanding debt is significant to all individuals and organisations in the present economic climate. We do our best to increase your return , where appropriate, trying to recover statutory or contractual interest, compensation fees and judicial expenditures.

If you are made cash, we can assist. Our debt recovery solicitors have extensive experience of recovering our clients' outstanding debts.

Our Team will provide you with a complete and professional service, in a economical rate. Our solutions vary from devoting first demand letters throughout the increasing of court activities to enforcing decrees and bankruptcy proceeding.

Our debt collection staff counsel:

Pre-Litigation Procedures


Cross-Border Debt Procedures

To this end we're conscious that all clients have particular needs and requirements in relation to the recovery of any debt due to them. We aim to take this into consideration at the outset of any issue in order to help enhance a restoration. Our expertise ensures that we take into consideration the circumstances and objectives of each individual client, the client's priorities and any particular issues which may arise during the course of the procedure. We can offer advice with regard to pre-litigation and coaching, with a view to encouraging customers. We can help in advising clients in regard to their credit management processes when needed.

Our Solicitors have extensive courtroom experience in managing debt activities including raising and defending actions and appeals from the sheriff courts throughout Scotland and the Court of Session. We can raise actions for recovery of debts on behalf of the business customers and individuals. Our solicitors have experience acting for any number of public sector businesses and advise a range of Property Management companies regarding a wide variety of housing matters including factoring arrears, programmable repairs, rent arrears and other debts issues. In addition, we offer information to clients in regard to actions for recovery of ownership of property.

Our staff has expertise in handling a variety of complex issues. Our staff is supported by experienced individuals in our firm to provide a full business service.

Our experienced personnel and practices guarantee the best caliber of service is always and efficiently delivered. Our team prioritise and advancement cases quickly and efficiently.

Pre-litigation What are my options if a debt collection agency contacts me about my ... Advice

We can help in pre-litigation process, and we'd talk about your situation and alternatives out there.

Sometimes, the first step would be to issue a demand letter to the borrower advising that we are educated on your behalf. We can help you in this respect. A pre-litigation letter advises that a debtor of the situation and needs payment to avoid legal actions. The letter is intended to prompt a response and payment from the debtor.

In case payment isn't forthcoming, consideration would then be dedicated to increasing court proceeding.

The sort of court action required on your behalf depends your own circumstance. If action is required to recover payment, then the action necessary to be increased is based on the amount due. In the event the debt will be less than #3,000 a tiny claims proceedings are right, in the event the debt is more than #3,000 but less than #5,000 a listing trigger actions could be increased and where the debt will be over #5,000 a typical action should be increased.

There are court rules that are unique to each kind of activity and our Debt Recovery Team have capable of raising all types of recovery activities in the Sheriff Courts and can give the proper advice and guidance specific to your personal case.

Please contact our Debt Recovery Team to talk about your personal needs.


After successful court proceeding, the Courts issue an Extract Decree (a written conclusion ) and enforcement can be undertaken to recover the debt, even if needed. We will be happy to advise on the best way best to enforce the Decree and recover payment.

When you have obtained a Decree (a award in the court in your favour) for recovery of cash because of you, authorities requires to be contemplated using several procedures of diligence. "Diligence" is a term employed in Scotland to describe the various methods available to you to apply the court order.

The very first step in moving with any diligence in Scotland would be to serve a fee for payment on the celebration that you have been granted decree against. A fee for payment is a formal demand for repayment functioned by Sheriff Officers for repayment of this sum due per your Decree, including any expenses and interest. A fee for payment is a fourteen day notice to the debtor to make payment. If the debtor doesn't make payment or agreement within the specified fourteen days period then you can proceed with additional diligence. Our Debt Recovery Team will be delighted to discuss any element of enforcement with you.

A Decree granted in a Scotland Sheriff Court could be enforced in England. To apply a Decree in England you must apply to the court which granted the decree to get a certificate of cash provisions. We can help in this procedure including lodging and preparing an affidavit together with the Sheriff Court, and also the original court Bonuses action jumped. The affidavit most be sworn by a notary public.

When the certificate of money provisions is got that this requires to be lodged for enforcement with the appropriate court in England. We work with experienced agents in England and also can assist in registering the debt in England and applying the same. Should you wish to speak to a solicitor to Learn More on registering a decree from England please call our Debt Recovery Team on 0141 248 3456

It's also feasible to enforce a British or Welsh Court Judgment from Scotland and we can assist with this process. The initial step would be to get a certificate of cash provisions in the court where the original judgement was obtained. Thereafter the Certificate requires to be enrolled in the Register of Judgements of the Books of Council and Session. The certificate has to be enrolled within six months of the date of issue. Once receipt of the registered certification is obtained, authorities in Scotland could be considered and progressed in your behalf.

Sequestration and Bankruptcy Proceedings

If you're considering sequestration as a method of debt recovery you should be mindful that sequestration does not guarantee recovery of sums due to you personally by a debtor. The borrower may, for instance, have added lenders and the debtor's trustee will be need to disperse funds equally to all lenders on discharge of the debtor's repayment period of bankruptcy.

Our debt recovery team has considerable experience acting on behalf of clients trying to recover amounts from a debtor by using for their sequestration. We also have great relationships with Insolvency Practitioners, that will assist creditors in maximising recoveries in debtors.

If you are considering sequestrating a debtor and Want to Talk to a solicitor please telephone our Debt Recovery Team on 0141 248 3456

Raeside Chisholm Debt Recovery Team

He has considerable expertise in commercial law disputes and continues to be an enthusiastic participant at the commercial court at Glasgow because its debut in 1999. He has more than twenty decades of experience in volume debt recovery and provides a full selection of debt recovery information to institutional and corporate customers, in addition to individuals.

He initially led up the debt department in Kidstons Solicitors, Glasgow. Thereafter, after the merger of Kidstons using a midsize Edinburgh firm he led up the debt recovery department and assisted in attaining Legal 500 and Chambers positions for debt recovery.

Director and his team know how much customers appreciate successful debt recovery services especially in the present climate. Our customers trade both north and south of the boundary and litigate in both authorities. Our staff can assist in seeking recovery of debts UK wide. The key for clients isn't just receiving an order from the court. The clients wish to receive payment of debts due to them. David and his staff will guide their clients through the appropriate legal processes with a view to achieving an expeditious and cost effective recovery.

She frequently appears in juvenile courts running litigation at all stages of the judicial process. She handles agency instructions for out of city attorneys and provides substantial contribution to our debt recovery staff in both regular and evidential hearings in cases affecting all worth of all debt. She frequently liaises with supporters in relation to complex or Court of Session job and takes court appointments because a reporter and curator in juvenile court child maintenance cases.

Paralegal, having attended Strathclyde University and completed courses in Civil Court Procedure and Family Law.

She is involved in all aspects of debt recovery, including raising small claim/summary trigger and typical trigger actions in the Sheriff Court and also the authorities of Decrees obtained. Our Debt Recovery Team act on behalf of some of Housing Associations and Home Managers and Diane will be the direct contact for a Number of These clients. Diane also has expertise in appearing the Sheriff Court in relation to heritable actions regarding termination of tenancies and also the retrieval of outstanding rent. She attends Court for Diets of Tests and looks before the Auditor of Court compared to Taxations.

She has expertise in certain Family Law matters such as simplified divorce process and the drafting of Minutes of Agreement. She completed her Family Law Paralegal Course in 2005.

Diane is a member of the Scottish Society of Specialist Paralegals, with become a member when the Society was set in conjunction with Strathclyde University and also CLT Scotland.

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